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Bank
Products
USA
Patriot Act Section 326
Bank
Secrecy Act
With the
passage of the USA Patriot Act, we must verify the information you
give the bank as you open a new account. We must verify the
information by looking or copying your drivers license or social
security card. This information will remain confidential.
*
All rates effective as of Feb. 21st, 2012
Regular
Checking Account
- Unlimited checking, no service charge
- First 50 checks free to new customers
Now
Account
- Interest bearing*
- Minimum balance, $750.00
- Unlimited checking
- Service charge, if below $750.00
- First 50 checks free to new customers
|
Interest
Rate |
Annual
Percentage
Yield |
| NOW |
.15 |
.15 |
* Rates may change without
notice according to current market
rates.
* Fees may reduce earnings
Money
Market Account
- Interest bearing*
- Minimum balance, $2,500.00, or savings account rate, if below
minimum balance
- Limit of three checks and three transfers per month
- Service charge, if below $750.00
- First 50 checks free to new customers
|
Interest
Rate |
Annual
Percentage
Yield |
| $2,500
- $24,999 |
.20 |
.20 |
| $25,000
- $74,999 |
.40 |
.40 |
| $75,000
& UP |
.60 |
.60 |
* Rates may change without
notice according to current
market rate.
* Fees may reduce earnings
Savings
|
Interest
Rate |
Annual
Percentage
Yield |
| Savings |
.15 |
.15 |
* Rates may change without
notice according to current market rates.
Certificates
of Deposit (CDs)
Term |
Interest
Rate |
Annual
Percentage
Yield |
Minimum |
| 3 Months |
.50 |
.50 |
$2500 |
| 6 Months |
.50 |
.50 |
$2500 |
| 12 Months |
.80 |
.80 |
$1000 |
| 24 Months |
1.20 |
1.20 |
$500 |
| 36 Months |
1.75 |
1.76 |
$500 |
| 60 Months |
2.00 |
2.01 |
$500 |
| substantial penalty
for early withdrawal |
* Rates may change without
notiec according to current
market rates.
IRA
Accounts
| Term |
Interest
Rate |
Annual
Percentage
Yield |
Minimum
|
12 months
Certificates |
1.50 |
1.50 |
$500
|
| substantial penalty
for early withdrawal |
* Rates may change without notice according to current
market rates.
Loans
- Agricultural
- Young Farmer Loans (IADA)
- Machinery
- Livestock
- Commercial
- Home Improvement
- Auto
- Personal
- Student Loans
- Real Estate Loans
Other
Products
 
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