USA Patriot Act Section 326 - Bank Secrecy Act
With the passage of the USA Patriot Act, we must verify the information you give the bank as you open a new account. We must verify the information by looking or copying your drivers license or social security card. This information will remain confidential.
* All rates effective as of July 28, 2020
Regular Checking Account
- Unlimited checking, no service charge
- First 40 checks free to new customers
Now Account
- Interest bearing*
- Minimum balance, $750.00
- Unlimited checking
- Service charge, if below $750.00
- First 40 checks free to new customers
Interest Rate | Annual Percentage Yield | |
---|---|---|
NOW | .05 | .05 |
* Rates may change without notice according to current market rate. * Fees may reduce earnings |
Money Market Account
- Interest bearing*
- Minimum balance, $2,500.00, or savings account rate, if below minimum balance
- Limit of three checks and three transfers per month
- Service charge, if below $750.00
Interest Rate | Annual Percentage Yield | |
---|---|---|
$2,500 - $24,999 | .10 | .10 |
$25,000 - $99,999 | .15 | .15 |
$100,000 & UP | .30 | .30 |
* Rates may change without notice according to current market rate. * Fees may reduce earnings |
Savings
- Current rate, compounded
Interest Rate | Annual Percentage Yield | |
---|---|---|
Savings | .10 | .10 |
* Rates may change without notice according to current market rate. |
Certificates of Deposit (CDs)
Term | Interest Rate | Annual Percentage Yield | Minimum |
---|---|---|---|
3 months |
*Contact bank for rate |
*Contact bank for rate | $2500 |
6 Months | *Contact bank for rate | *Contact bank for rate | $2500 |
12 Months | *Contact bank for rate | *Contact bank for rate | $1000 |
24 Months | *Contact bank for rate | *Contact bank for rate | $500 |
36 Months | *Contact bank for rate | *Contact bank for rate | $500 |
60 Months | *Contact bank for rate | *Contact bank for rate | $500 |
Substantial penalty for early withdrawal * Fees may reduce earnings |
IRA Accounts
- Traditional
- Roth
Term | Interest Rate | Annual Percentage Yield | Minimum |
---|---|---|---|
12 months Certificates | 1.00 | 1.00 | $500 |
Substantial penalty for early withdrawal |
Loans
- Agricultural
- Young Farmer Loans (IADA)
- Machinery
- Livestock
- Commercial
- Home Improvement
- Auto
- Personal
- Real Estate Loans
Other Products
Shazam Debit / ATM Cards
Member FDIC - Equal Housing Lender